Mr Arnaya is a very seasoned banker with years of experience in managing a major national bank in Indonesia. He also had a few years experience with Micro Financing under his belt. 

Sutra is  very fortunate to have an individual who's very strong in the banking industry and very adapt to changes. He has the charisma and the ability to put control into the Company's day to day processes.

Mr Arnaya and his beautiful wife has three beautiful daughters who are now grown. Mr Arnaya never misses jogging in the afternoon after work and loves to meet new people.